DUE TO A CONFLICT WITH THE TAMPA HOME BUILDERS EXPO, WE ARE RESCHEDULING THIS WEEK’S SEMINAR.  We will update you as soon as we firm up a date.  Meanwhile, please feel free to contact us for a one-on-one meeting where we will present this material and answer your questions.  info@TeamSumberg.com

Questions are welcome. 

You can register online at www.QuitRentingTampaBay.com or by calling (866) 323-3981 ext 703.

We had speakers from Colonial Bank, M&I Bank, First American Title Company and American Home Shield Home Warranty.

It was a great session with lots of questions from our attendees and answers from our Associate Faculty members.

So, Team Sumberg and Keller Williams Realty of Brandon and Bloomingdale wants to thank each of you who came. 

Call or write us anytime with questions or comments.

info@TeamSumberg.com  (866) 323-3981

Click on HOME and fill out the form to register or call (866) 323-3981

Team Sumberg has scheduled another FREE 1st Time Home Buyer class.  We bring speakers from different areas of the home buying process to teach you what goes on and what is important to you, the FIRST TIME HOME BUYER.

• So you know why you need or want Title Insurance?
• Really, what is Title Insurance.
• What shouldn’t you do after you enter into a contract to purchase a home?
  • Hint: Don’t buy anything else on credit!
• Is a Home Warranty a good thing?
  • Can you ask your seller to provide one?
• How can a Home Inspection save you money and aggravation.
• What programs exist in our area to help with your down payment?
• Is there grant money available for your 1st Time Home Purchase?

Our guest speakers will address these issues and much more at our free seminar/class.  Please register below to reserve your seat at our next one.

Click on Seminar and Class Schedules on the right for our current schedule.

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For more information regarding title insurance, please contact Jane Koy at janjohnson@firstam.com or 813-966-6802

This session will be held at the Keller Williams Realty Real Estate Training Center located at 2119 W. Brandon Blvd.  This is just east of the Mall and Interstate 75 on the south side of the road.

We will open the doors at 6:30 for registration and refreshments.  You must be registered to win a door prize.

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Rates on 30-year mortgages set a record for a fifth straight week by dropping to below 5 percent, the lowest mark since Freddie Mac started tracking the data in 1971.

Mortgage rates have been dropping since late November, when the Federal Reserve said it was going to pump money into the banking system by buying $500 billion in mortgage-backed securities to get banks to lend more money and perhaps aid the ailing U.S. housing market.

Freddie Mac reported Thursday that average rates on 30-year fixed mortgages dropped to 4.96 percent this week, down from the previous record of 5.01 percent established last week. It was the 11th straight weekly drop, and way below the rate of 5.69 percent at the same time last year.

Rates at are their lowest since the company started its survey in April 1971, Freddie Mac said.

Contact us to register for one of our FREE 1st Time Home Buyer Seminars or Classes in the Tampa Bay Area.   Team Sumberg – info@TeamSumberg.com (866) 323-3981 ext 703

It is through Realtor efforts that we have these funds (doc stamps paid at all real estate closings), and want to protect what we have worked so hard to achieve!

Please contact your legislator today and remind them that housing equals jobs! One of the best investments is in the housing sector, where the economic stimulus is over 6-to-1 for every dollar spent. Click on the link below to send your message today!

Please share this with every friend, family member, client and business affiliate you know! In the past, the Sadowski Fund had over a billion dollars (yes, BILLION)  in it!  The Florida Legislature appropriated some of those funds and when it was finally released to the state down-payment assistance programs, there was only $400 million! Do not let this happen again!

Click on the link below to send your message today:

http://www.votervoice.net/link/target/flar27540981.aspx

For more information on this and other Affordable or Fair Housing information in the Tampa Bay area, contact Anita Estacion of Team Sumberg & Keller Williams.  Anita.Estacion@TeamSumberg.com

If you are think about buying a home for the first time, you may want to register for one of our 1st Time Home Buyer Seminars or classes.

We will start at 7:00 p.m. but will be there to register you for a door prize starting at 6:30 p.m.  Our seminar lasts about 2 hours so you should be home at a resonable time.  Seats are limited so registration is required.

Please complete the form below to register and reserve your seat(s).

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Home prices are back where they belong!  Sellers are motivated.  Interest rates are at an extreme LOW. 

If you have been careful with your credit, have a steady job, live in the Tampa Bay area and are ready to make a change, our next FREE First Time Home Buyer class is your best next step. 

Learn more or register at Team Sumberg’s 1st Time Home Buyer resource site, www.QuitRentingTampaBay.com or contact us at team@TeamSumberg.com

Copyright 2008 ArmChair Traders LLC